CIBIL: Applying for an unsecured loan? These are the credit score requirements

CIBIL: Applying for an unsecured loan? These are the credit score requirements

The CIBIL score requirements for unsecured loans vary from banks to banks and depend on a range of factors such as current employment, income, existing loans, and the credit history.  There is no denying the fact that banks tend to lend to borrowers who have good to excellent credit scores for unsecured loans. This is … Read more

How to get a credit card when your CIBIL score is poor? Here are 4 effective ways

How to get a credit card when your CIBIL score is poor? Here are 4 effective ways

Procuring a credit card usually with a poor CIBIL (Credit Information Bureau India Limited) score can be daunting, but it’s not impossible either.  It is simply because the credit score, also known as CIBIL score, is a key factor which banks base their decision on. A low CIBIL score usually indicates a higher risk to … Read more